Created by: Ruolan Jiang
Number of Blossarys: 1
English (EN) Capital reserves held by a bank or financial institution in excess of what is required by regulators, creditors or internal controls. For commercial banks, excess reserves are measured against standard reserve requirement amounts set by central banking authorities. These required reserve ratios set the minimum liquid deposits (such as cash) that must be in reserve at a bank; more is considered excess.
Modal cadangan yang diselenggarakan oleh bank atau lembaga keuangan lebih dari apa yang diperlukan oleh regulator, kreditor, atau kontrol internal. Untuk bank-bank komersial, kelebihan cadangan diukur terhadap jumlah persyaratan cadangan standar yang ditetapkan oleh otoritas pusat perbankan. Ini diperlukan rasio cadangan ditetapkan minimal deposito cair (seperti cash) yang harus di reserve Bank; lebih dianggap kelebihan.
